Curdog,
I can only speak about my Taylor's Uberti 76. I bought mine directly from Taylors back in November. I drove to their shop in Winchester because I wanted to look over their stock and talk with the folks there. All the rifles I looked at were beautiful. I ended up taking home a .50-95. After I got home I gave it a closer close look, pulled the sideplates off and looked inside. I was pleasantly surprised how nice it looked on the inside. Nice machining, no metal scraps laying around, good fit. When I swabbed the bore I found it dirty with smokeless powder residue, which at first I was a little perturbed about. But then I remembered hearing that Taylors test fires each rifle before selling it to make sure they are good to go. As a final safety and functionality test, I consider this a a good thing and was glad they did it.
The folks at Taylors were really friendly and helpful too.
The Uberti is more expensive than a Chappy. There are many good Chappys out there, but quite a few lemons also. No doubt ther are some Uberti lemons too. But I think they are both improving lately. For my money, I'm glad I spent the extra cash on a Uberti.