Quote from: larryJ on November 06, 2009, 09:58:28 AM
I am looking at all these posts and thinking to myself-----------The Government wants to decide what and how much health care you are entitled to-----------I think most insurance plans that exist now do the same thing, in that, they cover what they want to cover.
The Government would have access to you financial accounts---------Don't they already? Don't you think the IRS doesn't know where you bank and how much money you have?
The Government would issue a national I.D. health card-----------I can put that one next to my insurance card I have now.
It appears that a lot of these "restrictions" or "rules" or whatever you want to call them already exist to some degree in the private health insurance companies now. There are differences in certain areas, but it begins to look the same.
I am not for Obama's plan, but I am not seeing a big difference here, other than the government wants to get into the health insurance business. I don't see anything that says private insurance won't exist anymore, or is this just a step to get us to that point?
Larryj
Yes, the govt can get our financial info.. sad, but true. Expanding that power, however, doesn't seem prudent, imho.
Remember, if a private company screws you, you have recourse in the courts and/or can take your business elsewhere. If the government screws you... you're screwed!
The government 'getting into the insurance business' will eventually put the private concerns out of business. How? Government does NOT need to be profitable. They can take money (at the point of a gun via the IRS) from the public any time they wish. Private enterprise can not compete with that. Moreover, such actions are in direct violation of our Constitution. But who cares, right? It was the founding principals in that document that allowed this country to become the most prosperous nation in recorded history.
No, you don't see a specific prohibition against private insurance. But if you read the proposals carefully, and if you listen to the public quotes of people like Obama, his advisors, the likes of Barney Frank... you will hear exactly what their intention is: Single Payor (government run without private options) healthcare. The elimination of private insurance. The proposals contain restraints that say if the plan you have (and like) now are changed (in any way)... you may NOT re-enroll in the changed plan... you MUST join the public option. If you change jobs after a date certain, you will NOT be allowed to enroll in the private health plan offered by the new employer: you MUST enroll in the public/government plan.
One of the big reasons that our choices in the private insurance sector are limited now is because of arcane laws the restrict all insurance companies from selling competitive products across state lines. Open it up, like every other business is free to do, and the consumer will, by choices made, force increased competition. Thus forcing price stability or reduction... just look at the price of technology. New product, high price... more people compete, the price comes down.
Another problem is defensive practice. Tests are done JUST to help in case of a lawsuit. The trial lawyers make millions from doctors, hospitals, phara companies and their insurers (malpractice/liability insurance writers)... Just were *did* John Edwards make all his money? Rework tort law, limit liability, etc... and defensive medicine is reduced (reducing costs for each patient and their insurance company). Also, the reduced cost of medical malpractice insurance will drop as a result. Further reducing costs (real health care costs, not just insurance policy costs).
The idea of having a bunch of unaccountable bureaucrats who can't be sued if I'm screwed just doesn't set well with me at all. Bureaucrats & politicians, at large, know little or nothing about running anything.
Just a few thoughts. The devil is always in the details!
As to the constitutional issues... here is a rather long quote that's worth reading (Credit to Neal Boortz, http://boortz.com/nealz_nuze/index.html ):
We are just adding to the list of people in Washington who see our Constitution as nothing but a limit to what they can do with the power of government. First it was Nancy Pelosi scoffing at a question from reporters about healthcare and how it is constitutional. Then we had Robert Gibbs who wasn't concerned in the least about the Constitution and didn't believe White House lawyers needed to look into the Constitutionality of Obamacare.
Now we have Illinois Senator Roland Burris. There's a waste of a Senate seat. He'll be gone soon, so maybe there will be an improvement. Burris was asked to specify which part of the Constitution authorizes Congress to implement an individual mandate on individuals to buy health insurance. Burris' answer? It is the responsibility of the federal government "to provide for the health, welfare and the defense of the country."
Here's the quote: "Well, that's under certainly the laws of the--protect the health, welfare of the country ... That's under the Constitution. We're not even dealing with any constitutionality here. Should we move in that direction? What does the Constitution say? To provide for the health, welfare and the defense of the country."
Well guess what? The word "health" does not appear in the Constitution. The guy is wrong. Rather than worrying about reading 2,000 page healthcare bills, Roland Burris and his Democrat buddies should try and refresh themselves on our Constitution - the foundations of this country and what make this country great.