Capnball:
In referral to KWilliams's post: I use Accurate Molds flat top punches. The complete set of 3 is $5.00. http://www.accuratemolds.com/topPunch.php or http://www.accuratemolds.com/order.php
My RCBS Lubamatic is not perfectly lined up and these fixed the problem.
Billy
Funny. I made one when I couldn't find the right top punch, and what I was using was leaving marks on the ogive. I figured that I probably couldn't make it any worse, so I chucked the top punch into the drill press and spun it against a file until it was flat and square. Then I spun it some more while polishing it with a Dremel and felt wheels. It worked just fine, but I didn't know I was actually making any improvements--just salvaging what wasn't already working. Anyway, it wasn't hard to do, so it is an idea for anyone else to try if they also have alignment issues. At Accurate molds' price point, it won't really save you much money, but you won't have to wait for shipping.
You WILL end up with a slightly shorter punch, but I haven't encountered any difficulties with inadequate depth except once very recently. I was reloading .44-40 for the first time and had no top punch. So on went my fab flat-bottomed punch, but I couldn't for the life of me figure out why only the bottom lube groove was filling. I kept adjusting the seating stem depth, but it was having no effect, and I was eventually embarrassed when I realized that the .45 cal. top punch was never going to push a .429 bullet deeply enough into the sizer, because the punch kept bottoming out on the mouth of the die. Back to the drill press for a quick diameter adjustment, and I was back in business with a punch that will now work with both .45 and .44 bullets.
Back to the OP's question, I don't like pan lubing; I always had trouble with the lube wanting to pull back out of the grooves when I was trying to separate the bullets from the pan. My RCBS lube-a-matic 2 was affordable and works well enough with my 50/50 beeswax and olive oil. +1 on the Star lubrisizer, but it is just too rich for my blood right now.