OT, I can’t tell you what’ll work for you. Guys that carry while dressed like businessmen will never agree on ‘the’ thing for on or off duty. Others that dress like everyday people won’t agree on it either.
In the summer, in jeans and a tee shirt, I tend to stick the thing in my waist band and pull the shirt over it. With cooler temperatures coming it’ll go in a holster on the belt (strong side) with a jacket or windbreaker over it.
Another “trunks and tee shirt” option is a fanny pack. It can be a very nice option when you’re wearing trunks with no pockets. You began to understand why women carry purses. When I go somewhere with mine, cards, ID, keys, cell phone, everything is in or on it. The problem with those is allot of people are savvy and they know what’s in there when it’s strapped around your middle. I’ve had a fistful ask what kind of gun I have in there. The answer depends on the environment.
With something small, you might want to try dropping it in the pockets of the overalls. See how that works out.
Jeans, in comfortable weather, a strong side holster and when you go in public cover it with a jacket or a button up shirt with the tail out and unbuttoned. That stands out like a sore thumb to me saying someone is carrying but I don’t think most folks notice it. They just think you’re sloppy. In cool weather and a jacket no one thinks anything of it. This sort of carry would be my first recommendation.
It’s going to come down to what’s comfortable to you, an individual choice. Consider retention qualities of the method should you get in a scuffle. Whatever you choose, make sure you’re always aware of where it is on your person.