Bat,
Go over to Gunboards and search for 1895 Winchester. Lots of good info/pics and those guys will help you out.
There are 3 types of 1895s in the US
1. Unfilled contract/rejected guns
2. Spanish Civil War guns
3. Finn used then surplused out guns.
$3500 is a lot. For the $$ it should be correct down to the Russian acceptance stamp.